
K. S. Reddy
Associate Professor; Dean Student Affairs and Welfare; Director of CEED
PhD, Pondicherry University
Specialization : Monetary Economics, Financial Economics, Banking
siva.reddy@gipe.ac.in
104, UGC Building Ext: 305
About
Reddy’s research focuses on policy-relevant issues in India, particularly in the domains of monetary macroeconomics, banking, and financial markets. His expertise encompasses the performance and operations of Indian banks, central banking, monetary policy transmission, and financial inclusion. He served as a member of the expert committee tasked with resolving the Rupee Cooperative Bank (RCB), Pune, established by the Board of Administrators (BOA) of RCB and GIPE. He has received scholarships from the Reserve Bank of India and Pondicherry Central University.
He teaches courses at the postgraduate level in various disciplines, including macroeconomics and finance, commercial banking, financial economics, financial institutions and markets, and treasury management in banks.
He is a member of the Executive Council of The Indian Econometric Society (TIES) from 2024 onwards. He served as the Member Secretary of the Vision and Roadmap Committee (VRC) at GIPE in 2022.
Presently, he holds the position of Dean of Students Affairs and Welfare (DSA) and Director of the Centre for Excellence in Entrepreneurship and Development (CEED) at GIPE.
Ph.D. Supervision:
- Awarded: 06:- Vishal Gaikwad (2019); Hrudananda Panda (2021); Moumita Paul (2022); Pranav Raj (2024); Rajat Singh Yadav (2024); Ashutosh Upadhyay (2024)
- Number of students currently registered: 06
- Member, Ph.D. Students Evaluation Committee, GIPE, from 2015 to 2021.
Membership in Academic/Professional Bodies:
- Member, Executive Council, The Indian Econometric Society (TIES).
- Member Secretary, Vision and Roadmap Committee (VRC), GIPE, 2022.
- Member of the PGDM Executive Council of the Governing Board of NIBM (National Institute of Bank Management) -2020-2022.
- Member of Editorial Board of “Bimaquest”, The Journal of Insurance and Management, National Insurance Academy (NIA), Pune, Since 2015.
- Lifetime member of The Indian Econometric Society (TIES).
- Lifetime member of Andhra Pradesh Economic Association (APEA).
Books and chapters
- Paul, M., Reddy, K.S. (2022). “Impact of US UMP on Indian Stock Market”. In: Yoshino, N., Paramanik, R.N., Kumar, A.S. (eds) Studies in International Economics and Finance. India Studies in Business and Economics. Springer, Singapore.
- Parchure, R., Kulkarni, L., Reddy, K.S. (2022). “Estimation of Critical Level of Exchange Rate to Manage Corporate Default and NPAs”. In: Yoshino, N., Paramanik, R.N., Kumar, A.S. (eds) Studies in International Economics and Finance. India Studies in Business and Economics. Springer, Singapore.
- Paul, M. and Reddy, K.S. (2020), “The Impact of US Quantitative Easing on India’s Money Market”, Biswas, R. and Michaelides, M. (Ed.) Financial Issues in Emerging Economies: Special Issue Including Selected Papers from II International Conference on Economics and Finance, 2019, Bengaluru, India (Research in Finance, Vol. 36), Emerald Publishing Limited, Bingley, pp. 45-66.
- Reddy, K.S & Nirmala, V. (2011). Performance of Indian Commercial Banks During the Post Reform Period. Serials Publications (ISBN: 978-818387-492-2), New Delhi.
Book Reviews:
- India’s External Borrowing- Features, Trends and Issues, by Raravikar A., Ultimate Associate Publisher, Nashik. In Arthavijnana, 2021, Vol. LXIII, No.2, pages 211-213. (ISBN: 978-81-948184-0-3).
- Safe and Sound Banking: Deposit Insurance and Resolution in India- Developments, Issues and Policies, Himalaya Publishing House, Mumbai, by Das, M.R., In Arthavijnana, 2021, Vol. LXIII, No.3, pages 327-330.
- Management of Financial Institutions in India, by G. Ramesh Babu, Concept Publishing Company, New Delhi. In Arthavijnana, 2013, Vol. LIV, No.4, page 504.
Journal publications
- Inflation Dynamics in India – A Structural View. PSL Quarterly Review, 2024, 77, No. 311, pp. 469-491. (ISSN 2037-3635) Co-authored with Kundurthi, R. Scopus.
- Principal-Agent Trust and Adoption of Digital Financial Services: Evidence from India. Economic Notes (Wiley). 2024, Vol. 53, No.3, (ISSN 1468-0300) Co-authored with Yadav, R.S. Scopus
- Financial Exclusion in India – Causes and Remedies. Prajnan, 2024, LIII, No. 2, July-Sept. pp. 113-134. (ISSN: 0970-8448). Co-authored with Upadhyay, A. UGC CARE.
- Global Payment Systems Index – A Measure of Development of Payment Systems across Countries. International Journal of Electronic Banking (Inderscience), 2024 Vol.4 No.4, pp.417 – 439. (ISSN 1753-5247). Co-authored with Upadhyay, A. ABDC (C).
- Spatial Financial Inclusion/Exclusion Hotspots and its Determinants in India: A District Level Analysis. Journal of Social and Economic Development (Springer), 2023, Vol. 25, No. 1, pp. 101-126. (ISSN 0972-5792). Co-authored with Yadav, R.S. Scopus.
- Does crime impede economic growth? An evidence from India. Cogent Social Sciences (Taylor & Francis), 2023, Vol. 9, No.1, pp. 1-16. (ISSN 2331-1886). Co-authored with Raj, P. Scopus.
- Banking or Under-banking: Spatial Role of Financial Inclusion and Financial Exclusion. International Journal of Rural Management (Sage), 2023, Vol. 19, No.1, pp. 7-25. (ISSN 0973-0680). Co-authored with Yadav, R.S. Scopus.
- COVID-19 Forecasting and Investigating the Impact of the Lockdown in India. Economic & Political Weekly (EPW), 2023, LVIII, No 2. pp. 42-51. (ISSN 2349-8846). Co-authored with Paul, M & Mujumdar, M. Scopus.
- Banks, Financial Markets and Economic Development: Some Evidence for India. Journal of Quantitative Economics (Springer), 2022, Vol. 20, No. 3, pp. 693-700. (ISSN: 2364-1045). Co-authored with Ganti, S.
- US QE and the Indian bond market. Journal of Quantitative Economics (Springer), 2022, Vol. 20(1), pp. 137–157. (ISSN: 2364-1045).
- Dynamics of Economic Growth in India: An Application of Stojanovic’s Matrix of Growth. Economic & Political Weekly (EPW), 2022, LVII, No. 15, April, pp. 62-68. (ISSN: 2349-8846). Co-authored with Raj, P. Scopus.
- Are Banks in India Diversified Enough, Geographically, Across States and Economic Sectors? Some New Evidence. Review of Development and Change (Sage), 2021, Vol. 26, No. 1, pp. 1-21 (ISSN 2632-055X). UGC CARE.
- Non-interest Income and Stability of Commercial Banks: Some Evidence for India. Economic and Political Weekly (EPW), 2021, Vol. LVI, No.16, April, pp. 44-52. (ISSN 2349-8846). Co-authored with Paul, M.
- Loss Aversion and Anchoring Biases in Indian Banking. Prajnan, 2021, XLX, No. 3, pp.239-258 (ISSN: 0970-8448). Co-authored with Panda, H.N. UGC CARE
- Digital Financial Inclusion – Demand Side Vs Supply Side Approach. International Journal of Electronic Finance (Inderscience), 2021, 10, No. 3, pp. 191-210 (ISSN 1746-0077). Co-authored with Upadhyay, A. Scopus
- Inflation in India: A Revisit with New Keynesian Philips Curve. The Empirical Economics Letters, 2020, 19, No.7, pp.775-784. (ISSN 1681 8997). Co-authored with Aiman, A. ABDC (C).
- Does Scale Economies Matter in Indian Banking? The Indian Banker (Indian Bank’s Association-IBA), 2019, Vol.VII, No. 3, October, pp.22-29. (ISSN: 2349-7483). Co-authored with Upadhyay, A. Peer reviewed.
- Gaps Galore in the Monetary Approach to the Purchasing Power Parity: A Theoretical Note. Macroeconomics and Finance in Emerging Market Economies (Taylor and Francis), 2019, Vol. 12, No. 3, pp. 197-204. (ISSN: 1752-0843). Coauthored with Ganti, S.
- Bank Characteristics, Financial Innovation and Bank Lending Channel- Evidence from India, Prajnan, 2019, Vol. XLVII, No. 4, pp.323-339. (ISSN: 0970-8448). Bharadwaj, D. UGC CARE.
- Impact of Credit Cards and Debit Cards on Currency Demand and Seigniorage: Evidence from India. Academy of Accounting and Financial Studies Journal, 2017, Vol. 21, No.3, pp.1-15 (ISSN: 1096-3685). Co-authored with Raj, K. D. UGC CARE.
- Is There Any Nexus between Electronic Based Payments in Banking and Inflation? Evidence from India. International Journal of Economics and Finance, Canadian Center of Science and Education, 2015, Vol. 7, No. 9, September, pp.85-95. (ISSN: 1916-971X). Co-authored with Raj, K. D. Peer reviewed.
- Financial Inclusion in United Andhra Pradesh- A Case Study of Rayala Seema Region. Artha Vijnana, 2015(June), LVII, No.2, pp.117-134 (ISSN: 0971-586X). UGC CARE
- Profit Efficiency and its Determinants: Evidence from Indian Commercial Banks. Journal of Transnational Management (Taylor & Francis), 2013,18, No.2, pp. 125-163 (ISSN: 1547-5778). Co-authored with Nirmala, V. Scopus.
- Base Rate System in Indian Banks- An Analysis. Artha Vijnana, 2012, Vol.LIV, No.4, pp.449-474 (ISSN: 0971-586X). D.S. UGC CARE.
- Determinants of Commercial Banks Profitability in India – A Dynamic Panel Data Model Approach. Pakistan Journal of Applied Economics, 2011, Vol. 21, No. 1&2, pp.15-36 (ISSN: ISSN 0254-9204). ABDC(C).
- Management Behavior in Indian Commercial Banks. International Review of Accounting, Banking and Finance, 2011, Vol. 3, No.3, pp.70-92 (ISSN: 1755-3849). Peer reviewed.
- Profit Inefficiency of Commercial Banks in India During Post Reform Period. Indian Journal of Economics, 2010, XIC, No.360, Part I, pp.1-26 (ISSN: 0019-5170). Co-authored with Bhat, K.S. UGC CARE.
- Ownership Structure, Performance and Risk in Commercial Banks of India. IUP Journal of Applied Finance, 2009. Vol. 15, No.8, pp.31-45 (ISSN: 0972-5105). Cabell’s. Peer reviewed.
Articles in Magazines:
- The relevance of T+0 settlement cycle, Business India, 18-31 March, 2024, p.39. Co-authored with Patil, P.
- “Is the creation of Telangana justifiable? How do you compensate sacrifices of Rayalaseema!”, Politics and Economics India, 19 August, 2014. http://prabodhak.wix.com/politicsandeconomics
Editorial Articles in (Telugu) Newspapers
- సమస్యల వలయంలో ‘సహకారం’ (Cooperation’ in the circle of problems) Editorial Page Article in Eenadu, Telugu daily, on 24th April 2021.
- గట్టెక్కేదాకా గట్టి చేయూత (Assist until crossing hurdles). Editorial Page Article in Eenadu, Telugu daily, on 2nd March, 2021.
- ఆర్థిక రథానికి గిరాకీయే ఇంధనం (Demand is the only engine to the economic chariot). Editorial Page Article in Eenadu, Telugu daily, on 26th December, 2020.
- సమతూకం తప్పిన సమాఖ్య స్పూర్తి (Unbalanced federal spirit). Editorial Page Article in Eenadu, Telugu daily, on 20th October, 2020.
- దారి మల్లిన పన్ను వ్యవహారం (A misguided tax affair) Editorial Page Article in Eenadu, Telugu daily, on 4th October, 2020.
- అసాధారణ విధానాలే శరణ్యమా? (Are unusual policies only safeguard?)Editorial Page Article in Eenadu, Telugu daily, on 1st 20th April, 2020.
- నిధులు పెరగాలి – రాష్ట్రాలు వెలగాలి (Funding must grow – states must shine), Editorial Page Article in Eenadu, Telugu daily, on 1st January, 2020.
- ప్రగతి చోదకంగా పెట్టుబడులు (Investments that drive progress), Editorial Page Article in Eenadu, Telugu daily, on 16th November, 2019.
- గ్రామీణ ఉద్దీపనే ఆపద్బంధు (Rural stimulus is opaque), Editorial Page Article in Eenadu, Telugu daily, on 15th October, 2019.
- ‘మూలధనం’పై మధ్యే మార్గం (The middle way on ‘capital’), Editorial Page Article in Eenadu, Telugu daily, on 6th Sptember, 2019.
- లెక్క తేలని నల్లధనం (Countless Black money), Editorial Page Article in Eenadu, Telugu daily, on 5th July, 2019.
- మధ్యే మార్గమే మేలు (The middle way is better), Editorial Page Article in Eenadu, Telugu daily, on 29th May, 2019.
- సానుకూల విధానాలతో వృద్దికి ఊతం (Fostering growth with positive policies), Editorial Page Article in Eenadu, Telugu daily, on 18th February, 2019.
- నిధుల పంపిణీపై నిరసన గళం (Protests on fund distribution), Editorial Page Article in Eenadu, Telugu daily, on 29th October, 2018
- మౌలిక రంగం…. మందగమనం (The infrastructure sector …. slowdown), Editorial Page Article in Eenadu, Telugu daily, on 7th September, 2018.
- నిధులకొద్దీ నాణ్యత ’(Quality as per the fund availability) Editorial Page Article in Eenadu, Telugu daily, on 8th August, 2018.
- భీటలు వారుతున్న పునాదులు (Cracks in foundations), Editorial Page Article in Eenadu, Telugu daily, on 28th June, 2018.
- మధ్య తరగతి’కి చేదు గుళికలు (Bitter pellets of middle class), Editorial Page Article in Eenadu, Telugu daily, on 25th May, 2018.
- భరోసా ఇవ్వని బ్యాంకులు (Banks that do not guarantee), Editorial Page Article in Eenadu, Telugu daily, on 29th April, 2018.
- అంతరాల అగాధాలకు అంతమెన్నడు? (When is the end to the abyss of gaps?), Editorial Page Article in Eenadu, Telugu daily, on 4th April, 2018.
- అహేతుక ప్రాతిపదికలతో అన్యాయం (Injustice with irrational grounds), Editorial Page Article in Eenadu, Telugu daily, on 2nd February, 2018.
- ముదిరే వ్యాధి… నిరోధకత ఏదీ? (Chronic disease … no resistance?), Editorial Page Article in Eenadu, Telugu daily, on 27th, January, 2018.
- ఆర్థిక సుస్థిరతకు అప్పుల ముప్పు (Debt threat to financial stability), Editorial Page Article in Eenadu, Telugu daily, on 6th January, 2018.
- అక్రమ త్రవ్వకాలతో ప్రకృతి అతలాకుతలం (Nature is impervious to illegal mining), Editorial Page Article in Prajasakti, Telugu daily, on 9th November, 2017.
- వ్యవసాయ ఆదాయంపై పన్ను సబబే (Tax on Agricultural income is right!), Editorial Page Article in Andhrajyothi, Telugu daily, on 18th May, 2017.
- సార్వజనీన విధ్య సాధ్యమా! (Is universal education possible!), Editorial Page Article in Prajasakti, Telugu daily, on 7th March, 2017.
- కల్తీ కేది కళ్ళేం? (Where is the control on Adulteration), Editorial Page Article in Eenadu, Telugu daily, on 18th January, 2017
- అనాధైన అన్నదాత (Farmer has become orphan), Editorial Page Article in Prajasakti, Telugu daily, on 14th January, 2017
- కడగండ్ల బ్రతుకులు చిగురించేదెపుడో (When do they get out of miseries?), Editorial Page Article in Prajasakti, Telugu daily, on 9th December, 2016
- చైనాతో వాణిజ్య తులాభారం (Trade balance with china), Editorial Page Article in Eenadu, Telugu daily, on 24th November, 2016
- నగదు రహిత వ్యవస్థకు నాంది (Beginning of cashless economy), Editorial Page Article in Eenadu, Telugu daily, on 10th November, 2016
- ఆర్థిక రథానికి జోడు గుర్రాలు (Horses for the economic chariot), Editorial Page Article in Eenadu, Telugu daily, on 15th September, 2016.
- మాయ మాత్ర…వైకుంఠ యాత్ర! (Fake tablets, path to the heaven!), Editorial Page Article in Eenadu, Telugu daily, on 23rd July, 2016.
- ఆశ్రిత పెట్టుబడికి అడ్డుకట్ట! (Barrier to crony capitalism), Editorial Page Article in Eenadu, Telugu daily, on 28th May, 2016.
- ప్రత్యేక హోదా అవసరమా! (Is special status needed?) Editorial Page Article in Andhra Jyothy, Telugu daily, on 11th May, 2016.
- నష్టాల చీకట్లో చిరుదివ్వే! (Mourn in the gloom of loss!) Editorial Page Article in Eenadu, Telugu daily, on 30th April, 2016.
- కక్ష్య తప్పిన లక్షిత పంపిణి (Orbital missed target distribution), Editorial Page Article in Eenadu, Telugu daily, on 29th February, 2016.
- శ్రేయోరాజ్యానికి మేలుమార్గం! (The best way to welfare state), Editorial Page Article in Eenadu, Telugu daily, on 13th February, 2016.
- ఉన్నత విధ్యపై విదేశీ పెత్తనం !( Overseas control on Higher education), Editorial Page Article in Eenadu, Telugu daily, on 6th January, 2016.
- ఆహార భద్రతకు గండం! (Danger to food security), Editorial Page Article in Eenadu, Telugu daily, on 15th December, 2015.
- దౌర్భాగ్యంలో ప్రజారోగ్యం (Public health in wretchedness), Editorial Page Article in Eenadu, Telugu daily, on 5th September, 2015.
- బతుకు బాటలో గతుకులెన్నో! (Many pits in the life), Editorial Page Article in Eenadu, Telugu daily, on 23rd July, 2015.
- లెక్కకు చిక్కని దారిద్ర్యం (Countless poverty) Editorial Page Article in Eenadu, Telugu daily, on 1st July, 2015.
- సమ్మిళిత అభివృద్దికి సరైన దారి! (The right path to collective development), Editorial Page Article in Eenadu, Telugu daily, on 18th June, 2015.
- పేదల సొమ్ము …పెద్దల సోకు! (Poor’s money…rich live luxuriously!), Editorial Page Article in Eenadu, Telugu daily, on 12th May, 2015.
- బ్యాంకుల మెడలో గుదిబండ! (Clog in the neck of the banks!), Editorial Page Article in Eenadu, Telugu daily, on 13th April, 2015.
- మహిళలకు మొండిచేయి! (Empty hand to Woman), Editorial Page Article in Eenadu, Telugu daily, on 19th March, 2015.
- ఆదాయం జానెడు….వ్యయం బారెడు! (Income is scant … expenditure is ample!), Editorial Page Article in Eenadu, Telugu daily, on 11th March, 2015.
- డాలరు-రూపాయి మధ్య అగాధం …..వరమా….కలవరమా? (The gap between Dollar and Rupee…good or bad?), Editorial Page Article in Eenadu, Telugu daily, on 26th January, 2015.
నల్లమబ్బు వీడేదెలా? (How will black cloud clear!), Editorial Page Article in Eenadu, Telugu daily, on 10th December, 2014.