1. “Gender Disparity in Digitalization of Financial Services: Challenges and Promises for Financial Inclusion of Women in India” (2021) Gender, Technology and Development, Journal of Asian Institute of Technology, Taylor and Francis. https://doi.org/10.1080/09718524.2021.1911022
  2. “Financial Efficiency versus Social Outreach of Indian Micro-Finance Institutions: Mission Drift or Character Shift?”(2018) Journal of Social and Economic Development 19 (2), 323-340, Springer. https://link.springer.com/article/10.1007/s40847-018- 0049-3.
  3. Estimation of Critical Level of Exchange Rate to Manage Corporate Default and NPAs. Paper In Studies in International Economics and Finance, Kulkarni, L.,  with Parchure, R., & Reddy, K. S. (2022). (pp. 489-511). Springer, Singapore.
  4. “Impact of Fiscal Transfers on Gross Domestic Product of Indian Federal States: A Panel Data Analysis”, (2018), Paper in an edited book, Challenges and Issues in Fiscal Federalism: Econometric and Quantitative Approach, Springer. https://link.springer.com/chapter/10.1007/978-981-10-6217-9_5.
  5. “Is Social Media the New Prophet in the Capital Market? A Case of Twitter”, (2017), Asian Journal of Research in Business Economics and Management Vol. 7, No.3, 80- 93.
  6. “Do Factors Determining Bank NPAs Differ According to the Bank Ownership Type?: Evidence from Indian Commercial Banks”, (2017), Asian Journal of Research in Social Sciences and Humanities Vol. 7, No. 4, pp. 366-379.
  7. “Liberalization of India’s Life Insurance Sector: Unfulfilled Promises”, Chapter in Book on 25 Years of Globalization in India (ed.) Kawadia Ganesh and Kanhaiya Ahuja, Ganga Publishers and Distributors, Indore, pp.252-266, 2017, ISBN: 978-81-932681. 2. (2017).
  8. “Health Inputs, Health Outcomes and Public Health Expenditure: An Evidence from the BRICS Countries”, (2016), International Journal of Applied Economics, 31(1), March 2016, 72-84.
  9. “Data Gaps in Selected Segments of Financial and Related Sectors in India, (2016), Arthavijnana, Vol. 58, No 3,207-218.
  10. “Effect of R & D Expenditure by Indian Firms on Share Market Valuation of the Firm”, (2016), International Journal of Economic Research, Vol.13 No.7.
  11. “Empirical Study of the Relationship between Value Added and Stock Price of Firms in Indian Stock Market”, (2016), The ICFAI University Press Journal of Accounting Research & Audit Practices, Vol. 15, No. 2, pp. 23-37.
  12. “Effects of Outbound Acquisitions on Performance of Indian Acquirers: A Lost Odyssey?”, (2016), International Journal of Applied Business and Economic Research, Vol. 14, No. 14 p.p. 197-221.
  13. “Universalization of Life Insurance: A Feasibility Study?”, (2019), The IUP Journal of Management Research, Vol XVIII No 2.

Permanent working papers

  1. Financial Efficiency versus Social Outreach of Indian Micro-Finance Institutions, Kulkarni, Lalitagauri (2017), Working Paper No. 38, Gokhale Institute of Politics and Economics, Pune, December.
  2. Large Scale Corporations in India’s Non-Financial Sector: Protagonists or Predators? Kulkarni, L. and Dhume A. (2016), Working Paper No. 36, Gokhale Institute of Politics and Economics, Pune, September.
  3. Examining the Financial Feasibility of Universal Health Insurance in India, Kulkarni, Lalitagauri and Jain, Manu (2016), Working Paper No. 37, Gokhale Institute of Politics and Economics, Pune, October.